Great Cashback Rewards Cards Provide Generous Rebates without Annual Fee.
On the market, many good cashback rewards cards are given out. You will be able to get the most generous rewards without annual fee with the interest rates are very lower. In order to have the best cashback rewards credit cards you need great credit to be qualified.
1. Chase Freedom Card
Freedom will pay a full one percent back from the first dollar of purchase, while Discover will pay “up to one percent” cash back on spending. You will be able to use it at more places than Discover or American Express for this is MasterCard or Visa card.
Some selected shopping categories that change very quarter like drugstores and home improvement stores where you will make five percent back. But you have to register with Chase via phone or online firstly.
The minimum redemption is as low as $20; you can choose other items like travel, gift cards or merchandise or others.
2. Cash Rewards American Express Card promotion by BOA
One of the richest cashback spending rebates on this card in the industry is 1.25%. You can earn an additional $75 in statement credits easily.
You need to make $50 in purchases during the first 60 days after you open an account so you will be able to earn $50 at first. Register your card at www.amexnetwork.com/get25. If you want to earn an additional $25 then you can make option to use it at some places such as Walmart, Home Depot or T.G.I. Friday’s in 60 days. It is very easy.
The high rebate percentage is so great; however the $50 threshold is a lot higher than the $20 minimum at Discover or the Chase Freedom Card.
3. PenFed Platinum Cashback Rewards Visa Card
You are able to make your list of best balance transfer cards by the card from Pentagon Federal Credit Union, which has a fabulous cash-back rewards program as well. On gasoline purchases at the pump you will earn 5% back, while you earn 2% at supermarkets, 1% from other places.
This card from Pentagon Federal Credit Union also made our list of Best Balance Transfer Cards. But it also has a fabulous cash-back rewards program. You earn five percent back on gasoline purchases at the pump, two percent at supermarkets, one percent everywhere else. It is one of the amazing cards.
The balance transfer rate is very low as 4.99% for two years though the APR is only 13.99% on purchases. Whether you are using the card to earn rewards or carry a balance ar a low rate, it is satisfying you.
You have to be a member of the Pentagon Federal Credit Union with good credit if you are about to take advantage of the offer.
4. BJ’s Visa Card
The card with name Merchandise at BJ's Warehouse Clubs is not a cashback card technically, but its reward is as good as cash.
The rebate is 2% per dollar on purchases at BJ’s, 1% at other places so this BJ’s visa Card is of one of the richest rebate rewards program around. After you make your first purchase you will win 1k bonus points there.
If you have 2k points (expires after 36 months) or $20 accumulated, you will receive a voucher with your next statement redeemable for merchandise at BJ’s. You can always redeem with very low threshold with the card. And if you shop frequently and spend much at BJ’s you will find it is excellent.
5. Capital One No Hassle Cash Rewards MasterCard (For Excellent Credit)
At gas stations and ‘major’ grocery stores you will be paid a full two percent back on purchase while at other places you get paid one percent. You will find the it accept at more places than Discover and American Express which makes it very easy to earn a rebate for it is a MasterCard.
You are able to redeem rewards upon your request automatically at a schedule time yearly or when it reaches a specific amount like $50 or $100; also you can choose to have gift cards starting at $25 via redemption.
If people have limited credit they can choose another version of the card from Capital One which will charge high annual fee as $39 and the high APR is not as good as you are thinking of.