1. Do what you are affordable. Keep your accounts in good standing with current status by making timely payments on and avoid being sacrificed.
2. Clear your disputes during a period of time. Just put one dispute in each letter and space out your disputes if you will dispute several items on your credit report. It will make your dispute with no sense by a list of too many disputes.
3. Find out the reason hurt your credit score. In order to avoid making mistakes you should learn the things that will have a negative affection on your credit score.
4. Do not be depressed by dropping score. You credit score may be down unexpectedly while you are going through credit repair procession. Go on adding positive information to your credit report to let your credit score improve over time for the dropping score does not mean you have done something wrong.
5. Try consumer credit counseling. The creditors may not work with you to help come up with a payment plan on your own because of overwhelming debts. In order to get your credit score back on track, you can then turn to consumer credit counseling.
6. File as soon as possible if you cannot avoid bankruptcy. If no strategies are working, file bankruptcy at once to get back on track. Make effort to reestablish your life if it is necessary to file bankruptcy.