Taking a Look at Your Credit ReportRead each of your credit reports carefully and become familiar with that information. Even the information is not from the same bureaus you will find that they all look similar. The information will contains as below:
your personal identifying information, each of your accounts with detailed histories, the items that have been put in public record like bankruptcy, and your credit report inquires that already made.
Make Decision Which to RepairYou are going to repair the information necessary as below:
1, incorrect information like accounts that are not belong to you, payments that were not made by yourself recently, etc.
2, the due accounts that delayed to be charged off, or sent to the collections.
3, over the credit limitation with allowed accounts.
Mark each type of the information with color highlighters in order to make a credit repair plan easily. When you are ready to make a payment, call a creditor or send a letter, read the credit report carefully again to help you save time and money.